Welcome To JD loans & Trucking Insurance
The purpose of this privacy policy (the “Policy”) is to inform users of our Site of the following:
JD loans & Trucking Insurance Services complies with the Personal Information Protection and Electronic Documents Act (PIPEDA).
This Policy applies in addition to the Terms and Conditions of our Site.
By using our Site users agree that they consent to:
We only collect data that helps us achieve the purpose set out in this Policy. We will not collect additional data beyond what is listed below without notifying you first.
We may also collect the following data when you perform certain functions on our Site:
We will not sell or share your data with other third parties, except in the following cases:
We may use trusted third-party service providers, including payment processors (e.g., Stripe, Square, Wave, etc), analytics tools (e.g., Google Analytics), scheduling systems (e.g., Acuity Scheduling), and Video Conferencing/Remote Online Notary platforms (e.g., Blue Notary, Zoom, etc.) to facilitate business operations. These providers are contractually obligated to protect your data and are prohibited from using it for unauthorized purposes.
If you follow hyperlinks from our Site to another site, we are not responsible for their privacy policies and practices.
We do not share mobile information with third parties for marketing purposes. Mobile numbers collected for appointment reminders, verification, or transactional purposes will be used solely for those intended functions.
We retain user data for at least six months or as long as necessary to fulfill legal, regulatory, and operational requirements. Once data is no longer required, we securely delete or anonymize it unless required by law to retain it.
For Remote Online Notarization, video recordings and transaction logs may be retained for up to 10 years in compliance with regulatory requirements.
To ensure the security of your personal data, we implement the following measures:
While we take all reasonable precautions to secure user data, the Internet as a whole can be insecure at times, and we cannot guarantee absolute security beyond what is reasonably practical.
In the event of a data breach that may impact your personal data, we will notify affected users as soon as reasonably possible via email or through a public announcement on our website. If legally required, we will also notify relevant data protection authorities.
We do not knowingly collect or use personal data from children under 13 years of age. If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as reasonably possible.
Users have the right to opt out of future communications. To opt out of messaging campaigns:
Text STOP or UNSUBSCRIBE to discontinue SMS communications.
Click the Unsubscribe link at the bottom of any email to be removed from email lists.
For any other data-related requests, users can contact us at melissa@jdloansandinsurance.com.
If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact our owner and founder:
Sierra Walker
0000000000
190 Harwood Ave S
Ajax, ON L1S 2H6
A cookie is a small file, stored on a user’s hard drive by a website. Its purpose is to collect data relating to the user’s browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.
At any given point in time, we may use the following types of cookies on our Site:
Functional cookies
Functional cookies are used to remember the selections you make on our Site so that your selections are saved for your next visits;
Analytical cookies
Analytical cookies allow us to improve the design and functionality of our Site by collecting data on how you access our Site, for example data on the content you access, how long you stay on our Site, etc;
Targeting cookies
Targeting cookies collect data on how you use the Site and your preferences. This allows us to personalize the information you see on our Site for you; and
Third-Party Cookies
Third-party cookies are created by a website other than ours. We may use third-party cookies to help build visitor profiles.
Depending on your jurisdiction, you may have additional rights, including:
JD loans & Trucking Insurance Services is based in Canada but may process data in other jurisdictions. If we transfer personal data internationally, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs) or similar mechanisms, to protect user data in compliance with applicable laws.
We may use automated systems to improve our services, such as AI chatbots for customer support or automated appointment scheduling. These systems do not make legally binding decisions without human oversight.
This Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Policy we will update the “Effective Date” at the bottom of this Policy. We recommend that our users periodically review our Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Policy.
